Mortgage Tax Guides
Understand mortgage-interest deductions, property-tax deductions, points, refinancing costs, and other tax considerations related to home financing.
Complete guide
Complete Guide to Mortgage Tax Deductions
Interest, points, mortgage insurance and property tax — and the standard-deduction comparison that decides whether any of it helps.
Guides in this topic
Tools for this topic
Interest deduction
Estimates whether your mortgage interest, points and MIP actually beat the standard deduction, including the SALT cap.
Open calculatorPayment
Principal, interest, taxes, insurance and mortgage insurance for any price, rate and down payment.
Open calculatorCommon questions
- Does everyone get a tax break from a mortgage?
- No. Itemized deductions only help to the extent they exceed the standard deduction. Many borrowers with moderate loan balances and capped state and local taxes see no benefit at all.
Coming soon in this topic
- Mortgage Interest Deduction Calculator
- Are Mortgage Points Tax Deductible?
- Is PMI Tax Deductible?
- Are Refinance Closing Costs Tax Deductible?
- Standard Deduction vs. Mortgage Interest Deduction