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Mortgage 360 View

How Much House Can I Afford?

Estimate a comfortable home price based on your income, monthly debts, available cash, mortgage rate, taxes, insurance, mortgage insurance and reserve goals.

What income should be included? Lenders may calculate variable, bonus, commission, overtime, self-employment or rental income differently and may require a documented history. This calculator uses the amounts and inclusion percentages you enter.

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Qualifying income used: $12,083 per month ($145,000 base + $0 included variable, annual). Take-home pay is used for the comfort analysis, not the estimated qualification calculation.

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Qualifying income used: $0 per month ($0 base + $0 included variable, annual). Take-home pay is used for the comfort analysis, not the estimated qualification calculation.