FHA Loan Guides
FHA financing trades a lower entry barrier for mortgage insurance that can last the life of the loan. These guides cover the rules that decide whether FHA is cheaper than conventional for your holding period.
Complete guide
Complete Guide to FHA Loans
Mortgage insurance rules, the 11-year termination test, assumability and the exit routes out of FHA.
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FHA vs. conventional
Upfront MIP, monthly MIP duration and PMI cancellation modelled over your real holding period.
Open calculatorFHA MIP
Upfront MIP, annual MIP and whether it terminates at 11 years or lasts the loan.
Open calculatorDown payment
Compare 3.5%, 10% and 20% down side by side on payment, cash at closing, liquidity and projected net worth.
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- FHA Mortgage Insurance Explained
- When Can FHA Mortgage Insurance Be Removed?
- Is an FHA Loan Assumable?
- FHA Streamline Refinance Explained